I Have Two Loan Estimates. How Do I Compare Them, and What Can Still Change?
The question You applied with two lenders. Now you've got two Loan Estimates side by side, and the numbers don't line up. Which one is the better deal? And which numbers can still move before closing? The straight answer First, make sure you're comparing apples to apples: Same lock date. Rates can c
My VA Appraisal Came In Low (or I Never Saw It). Now What?
The question You're under contract with your VA loan. Then the appraisal comes in short. Or nobody has sent it to you at all. What are your rights? And what can we still do before closing? The straight answer You get a copy, free. Federal law says your lender has to send you every appraisal on a fir
Behind on the Mortgage in Kaufman or Forney? Short Sale Isn't Always the First Move
The question Maybe a certified letter from your servicer just showed up saying you're in default. Or maybe you haven't missed a payment yet, but the payment is crushing you and you can see where it's headed. A lot of what's online says, "Do a short sale." Is that right? The straight answer Maybe. Bu
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