Is a 5/1 ARM the Move Right Now?
The question The 30-year fixed hit 7.28% in Freddie Mac's survey on October 1, 2026. That's the highest in a while, and a lot of buyers are asking me the same thing: should I look at an adjustable-rate mortgage instead? Let's talk about what a 5/1 ARM really is, what it costs over five years, and wh
What a 7% Rate Actually Costs a VA Buyer in Kaufman County
The question Rates just crossed 7%. Freddie Mac had the 30-year fixed at 7.03% the week of September 24, 2026, the first time over 7% since January 2025. By October 1 it was 7.28%. So if you're a Veteran or service member eyeing a house in Kaufman County, what does that really mean for you? The stra
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Is a 5/1 ARM the Move Right Now?
What a 7% Rate Actually Costs a VA Buyer in Kaufman County